It’s a big deal to buy your first home, but it’s not easy to save up for a deposit and pay stamp duty in today’s market. Fortunately, the federal and state governments in Australia offer a number of grants, programs, and stamp duty breaks for first-time home buyers. These are meant to make it possible for new buyers to get on the property ladder in 2025.
In the RBA Rates Announcement August 2025, the Reserve Bank of Australia (RBA) cut its official cash rate by 0.25%, from 3.85% to 3.60%. This is the third rate cut this year, which means that people in Sydney who want to buy a home can save money on borrowing costs. But it can be hard to understand what this rate cut means, what it means for you, and how to best use it. This blog post talks about the RBA’s decision in detail, how it helps people who are borrowing money in Sydney, and how working with a mortgage broker in Sydney can help you save money and make the home loan process go more smoothly.
Buying your first home is an exciting milestone, but understanding the home loan process can be overwhelming for many first-time buyers. Unfortunately, many first-time buyers fall into common traps that can cost them time, money, and stress. The good news? Proper guidance prevents these mistakes.
If you’re a first home buyer in Australia, this guide highlights the top five home loan mistakes people often make and how to steer clear of them. Plus, we’ll share expert tips that Sydney mortgage brokers recommend to help make your first purchase a stress-free experience.
